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VA Special Monthly Compensation (SMC) Calculator

Estimate Special Monthly Compensation and learn which SMC levels may apply based on service-connected disabilities and dependent status.

Special Monthly Compensation (SMC) is additional VA disability compensation available to certain Veterans with specific service-connected disabilities, combinations of disabilities, loss or loss of use of certain organs or extremities, housebound status, or a need for regular aid and attendance.

2026 VA SMC Rates — Effective December 1, 2025Official VA Source

Rates verified against VA.gov. 2026 rates are effective December 1, 2025.

Estimated SMC Payment

2026 VA SMC Rates — Effective December 1, 2025

Estimated SMC Level
SMC-K (added to regular compensation)
$139.87
Estimated monthly payment
$1,678.44 estimated per year
Regular VA Compensation$0.00
SMC-K +$139.87
Estimated Monthly Total$139.87

SMC-K is added to your regular VA compensation — it does not replace it. VA determines whether multiple SMC-K awards may be paid in your case.

Dependents

Dependent amounts follow the official VA SMC dependent tables: $109.11 per additional child under 18, $352.45 per additional child 18+ in a qualifying school program, and $201.41 for a spouse receiving Aid and Attendance.

Could I qualify for SMC?

Answer a few questions to see which SMC levels may be worth researching. This is an educational screener, not a VA decision.

Do you have erectile dysfunction related to a service-connected condition or treatment?
Have you lost, or lost the use of, a hand or foot because of a service-connected disability?
Do you have qualifying service-connected loss of vision?
Do you need regular assistance with activities such as bathing, dressing, eating, toileting, or managing personal safety because of service-connected disabilities?
Are you substantially confined to your home because of service-connected disabilities?
Do you have one service-connected disability rated at 100%?
Do you have severe service-connected TBI residuals requiring regular Aid and Attendance?
SMC-S (Housebound) screening tool

Enter your service-connected disabilities, mark the single disability rated totally disabling, and we will combine the rest using VA math (not simple addition).

Single disability rated 100%: Yes
Other disabilities combined with VA math: 30%
Statutory SMC-S criteria not detected from these entries.

This is an educational screening result only. VA determines whether the disabilities satisfy the legal requirements for SMC-S, including whether the additional 60% is separate and distinct from the total disability. SMC-S may also apply when service-connected disabilities substantially confine you to your home (housebound in fact).

SMC levels & what may qualify

Veteran-alone base rates shown. Use the calculator above for dependent amounts.

SMC-K

Added to regular compensation
$139.87 / month added

A flat monthly amount added on top of regular VA disability compensation when certain anatomical losses or losses of use are established.

SMC-L

Aid & Attendance
$4,900.83 / month (veteran alone)

One of the first full SMC levels, often involving aid and attendance needs or loss/loss of use of extremities.

SMC-L 1/2

Intermediate rate
$5,154.00 / month (veteran alone)

An intermediate step between SMC-L and SMC-M for qualifying disability combinations.

SMC-M

Severe loss of use
$5,408.55 / month (veteran alone)

A higher level for more severe anatomical loss, loss of use, or qualifying blindness.

SMC-M 1/2

Intermediate rate
$5,780.00 / month (veteran alone)

An intermediate rate between SMC-M and SMC-N.

SMC-N

Severe combined loss
$6,152.64 / month (veteran alone)

A higher SMC level for very severe combinations of anatomical loss or loss of use.

SMC-N 1/2

Intermediate rate
$6,514.00 / month (veteran alone)

An intermediate rate between SMC-N and SMC-O.

SMC-O / SMC-P

Statutory combinations
$6,877.12 / month (veteran alone)

Higher SMC levels involving specific combinations of qualifying disabilities and statutory rules.

SMC-R.1

Higher-Level Aid & Attendance
$9,826.88 / month (veteran alone)

For veterans already entitled to certain higher SMC levels who also require the regular aid and attendance of another person.

SMC-R.2

Higher-Level Aid & Attendance
$11,271.67 / month (veteran alone)

For veterans at the R level whose care needs rise to a higher level of aid and attendance, generally requiring the personal health-care services of a trained provider.

SMC-S

Housebound
$4,408.53 / month (veteran alone)

Housebound compensation — either statutory housebound or housebound in fact.

SMC-T

TBI Aid & Attendance
$11,271.67 / month (veteran alone)

For certain veterans with residuals of traumatic brain injury who require regular aid and attendance.

SMC-Q

Protected historical rate
$67.00 / month (protected historical rate)

A protected historical rate tied to older service-connection rules. VA generally does not make new SMC-Q awards.

Potential SMC-S eligibility — verify whether VA’s statutory requirements are satisfied. Nothing on this page establishes entitlement to any SMC level.

Rates verified against VA.gov. 2026 rates are effective December 1, 2025.

StratForge Group is not the U.S. Department of Veterans Affairs and is not affiliated with VA. This calculator and eligibility screener are provided for educational and estimation purposes only. Special Monthly Compensation eligibility can involve complex statutory and regulatory requirements. Results do not constitute a VA decision, legal advice, or a guarantee of benefits. VA determines actual entitlement and payment amounts.

View official VA SMC rates